RED FLAG VERIFICATION

A “Red Flag” is a pattern, practice, or specific activity that indicates the possible existence of identity theft. MenuTrak RedFlag ID is a turn-key Identity Theft Prevention Program (“ITPP”) which notifies dealers of potential issues and provides all the tools a dealer needs to help meet the new compliance requirements. The ability to quickly confirm customer's identity and evaluate potential fraud risk is integrated into the credit reporting process. 

MaximTrak offers real time audit reporting which tracks the performance of the dealer’s Red Flag program. We keep track of all potential alerts and the dealer’s response to help keep you in compliance with the audit provision of the Red Flag Rule. Available with every potential Red Flag hit, we provide a list of multiple choice “out-of-wallet” questions that an identity thief likely would be unable to answer.

The Red Flag ID program is available as a stand-alone service and can be used even if dealers do not pull credit bureaus through MaximTrak.